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Does the deductible apply to each doctor's visit separately or are the costs cumulative over the year?

Does the deductible apply to each doctor's visit separately or are the costs cumulative over the year?

Tips for negotiating a rent increase (as a renter)What is the optimal way to calculate tax: apply tax to each item, then sum the prices, or sum the prices, then apply tax? When are prices rounded?If mortgage payments are deductible, how much of my income is left over each month after the mortgageAre health insurance premiums obtained through ACA deductible for the self employed?Asking for a discount I was promised after I paid a medical bill?Got charged ridiculous amount for doctor's walk in visit. What are my options?Should I pick a company paid premium or company paid deductible health insurance plan?Order of payments in embedded health insuranceIs it preferable to visit out-of-network medical providers before reaching the in-network deductible when max between in- and out-of-net are combined?

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In a few months I'm switching to a health insurance plan with a $1,600 deductible. After the deductible is met, the plan pays everything, i.e. 0% coinsurance.

As of now, I see a physical therapist each week at a cost of $250. Under the new plan, will I have met my deductible after seven visits (because 7 * 250 > 1600)? Or is the charge for each doctor/therapist visit counted separately, and so the deductible is never met because the cost each week is less than 1600.

All of the examples of deductible math I can find online refer to a single bill, e.g. "Michael has a deductible of 1600 and is billed 5000 for medical care, so he pays 1600 and then the coinsurance rate kicks in for the rest." What I can't figure out is how the deductible works when there are a bunch of separate, smaller doctor visits, each of which is less than the deductible.

asked 9 hours ago